Insights
2019 Year End Planning
With most of 2019 behind us, now is a great time to consider the following financial planning moves, if appropriate for your circumstances. It is important to make sure you…
Read articleThe Wall of Worry (Redux)
In more than a few client meetings, we have found ourselves saying that if you only looked at the headlines and what was going on in the media/politics/geopolitical front, you…
Read articleLife Insurance Basics
Preparing for your family’s future goes beyond investing to meet your goals and objectives. A key component of ensuring your family’s future is financially stable is obtaining the right amount…
Read articleA Tale of Two Markets
While there is always a bull vs. bear debate in any market environment, the cross-currents in today’s financial markets are fairly stark. Recent stock market action is painting a rosy…
Read articleEstate Planning Basics
Estate planning is the process of planning for how an individual’s assets and liabilities will be managed, preserved, or distributed after incapacitation or death. One of the goals of estate planning is to distribute the individual’s assets in the timeliest, most tax-efficient manner in accordance with the wishes of the incapacitated or deceased individual. Estate planning poses a significant challenge because it forces one to think about their own incapacitation or death. That being said, it is imperative to get organized and think about these events…
Read articleHealth Savings Accounts (HSA’s)
A Health Savings Account, more commonly known as an HSA, can be a powerful tool. To put it simply, an HSA is a savings account. An individual or a family…
Read articleThe Central Bank Effect
As 2018 ended, it appeared as if the Federal Reserve was intent on further interest rate hikes (after 4 in 2018). In addition to interest rate hikes, the Fed had…
Read articleGood Debt vs. Bad Debt
Your personal net worth consists of both assets and liabilities. The simple equation to calculate your Net Worth is: Net Worth = Assets – Liabilities Liabilities or debts, often given…
Read articleFrom QE to QT
Investors will be glad to say goodbye to 2018, and especially the final month of last year, which turned out to be the worst December for the stock market since…
Read article2018 Year End Planning
With the end of 2018 fast approaching, now is a great time to give your finances a review. The following financial planning moves, if appropriate for your circumstances, are items…
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