Retiree

Your retirement management advisor

At HCR, we see retirement a bit differently. To us, you are not retiring from something, but rather retiring to what’s next. A new stage in life where you are free to live to the fullest, enjoying the fruits of your labor. We are here to ensure you are in a financial position to do so and work hard towards maintaining that standard of living, so you don’t have to. 

We monitor benefits closely and will provide advice on the when’s and the how’s of Social Security & Medicare distribution, so you can sit back (or get active) and enjoy your retirement 

We’ll see to it that your hard work is rewarded by ensuring full benefits from former employers are paid and your pension is exactly what you expected

We will structure your distributions, contributions, deductions and exemptions to minimize the tax burden on your retirement finances. This includes managing IRA and 401(k) distributions, identifying tax credits, and maximizing tax-free income 

We help create your wealth transfer strategy and review your estate plans to guarantee a seamless process

We always have an eye on the long-term, and work proactively to develop sustainable financial plans that factor in healthcare expenses, assisted living, and other care-driven services

We Help With
Social Security & Medicare Guidance

We monitor benefits closely and will provide advice on the when’s and the how’s of Social Security & Medicare distribution, so you can sit back (or get active) and enjoy your retirement 

Pension Assistance

We’ll see to it that your hard work is rewarded by ensuring full benefits from former employers are paid and your pension is exactly what you expected

Tax Strategies

We will structure your distributions, contributions, deductions and exemptions to minimize the tax burden on your retirement finances. This includes managing IRA and 401(k) distributions, identifying tax credits, and maximizing tax-free income 

Estate Planning

We help create your wealth transfer strategy and review your estate plans to guarantee a seamless process

Long-Term Care

We always have an eye on the long-term, and work proactively to develop sustainable financial plans that factor in healthcare expenses, assisted living, and other care-driven services

Testimonial

“After suddenly becoming a widow, thanks to the guidance HCR provided me, I knew my financial future would be in good hands. They helped me establish my financial goals, educated me on the steps needed to reach those goals, reviewed insurance plans and trusts to be sure everything was in order for me to maintain financial independence, and so much more – all while being open and candid in our discussions.

One of the best things that has come out of us working together has been the security and peace of mind they’ve provided me. I am very grateful to HCR, as they have been kind and assuring during a very difficult time in my life and their work has allowed me to be financially independent. I’ve recommended them to my son as he and his family start their lives together, and I am so happy they are working together now!”

- Joan Zukor, HCR Client since 2013

The comments on this page were given voluntarily by current clients. No compensation was given in exchange for their comments. HCR Wealth Advisors is not aware of any material conflicts of interest between these clients and the firm.

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