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Our unwavering commitment is to secure your financial well-being during this transformative phase, ensuring you have the means to savor life to the fullest. We labor tirelessly to safeguard and sustain your desired standard of living, allowing you to fully immerse yourself in the joys of retirement without concern.
As your dedicated retirement management advisor, we maintain a vigilant watch over your benefits, ensuring expert guidance on the timing and methodology of Social Security and Medicare distribution. This empowers you to fully embrace your retirement, be it in serene relaxation or engaged activity.
Rest assured that your diligent efforts will be suitably acknowledged. We’re committed to ensuring your former employer’s benefits are maximized and your pension aligns seamlessly with your expectations.
Our proficiency extends to skillfully structuring distributions, contributions, deductions, and exemptions, all aimed at alleviating the tax burden on your retirement finances. This encompasses expert management of IRA and 401(k) distributions, identification of valuable tax credits, and the optimization of tax-free income.
Crafting a seamless wealth transfer strategy and meticulous review of your estate plans are pivotal aspects of our service. Our commitment is to facilitate a smooth transition that respects your legacy.
We are committed to our long-term approach to financial planning, proactively crafting sustainable financial plans that embrace healthcare expenses, assisted living, and other care-driven services. This ensures your financial stability and well-being as your journey unfolds.
“After suddenly becoming a widow, thanks to the guidance HCR provided me, I knew my financial future would be in good hands. They helped me establish my financial goals, educated me on the steps needed to reach those goals, reviewed insurance plans and trusts to be sure everything was in order for me to maintain financial independence, and so much more – all while being open and candid in our discussions.
One of the best things that has come out of us working together has been the security and peace of mind they’ve provided me. I am very grateful to HCR, as they have been kind and assuring during a very difficult time in my life and their work has allowed me to be financially independent. I’ve recommended them to my son as he and his family start their lives together, and I am so happy they are working together now!”
– Joan Zukor, HCR Client since 2013
